From the Students
Anacostia
Shaquale Davis
Since I've been in this class, I have learned a lot. I have learned to save money and have learned to read my paycheck. Now I can determine my gross and net income, as well as my state and federal taxes.
This class has changed my plans for the future. I know that I have to budget and save for things like college, class dues, and trips, not wait until the last minute. It’s not that easy. One must get an education, "Pay Yourself First" and then invest if they want to build wealth.
Leslie Rowe
I learned from this class that it's one's habits that either leads them to wealth or poverty. Being in this class has changed my perspective; I learned the importance of saving and having a financial plan for life.
Kendra Richards
This program has changed the course of my future. I learned some key strategies to valuing money like having more than one income, investing, and being a bargain shopper.
If I had to advise a friend on money I would tell them that in order to be financially secure, they should save around 25% of their income, create and follow a budget, have discipline, and become a homeowner.
Ashley Shaw
I would advise others to take this class to keep from losing money in the future. There are simple decisions one can make to save money - like buying a used car so you will not have an extra expense that is only depreciating in value.
I especially enjoyed the Cash Flow game. It taught me to take risks in order to acheive my goals. I also learned that when one makes money, they can become selfish if they are not careful. This class was so realistic. Thanks Ms. Rodgers.
Damont Wright
Before this class I never wanted to invest but now I see how it can help me. I have learned the importance of budgeting, saving, and investing. I can now calculate both my net worth and net income.
Anthony Young
I realize that the riskier an investment, the more lucrative. Furthermore, I learned that one must shop for stocks like they shop for deals in a mall -- pricing things when they are on sale, with the future in mind. I never thought real estate, stocks, and savings accounts were for me, but now I see how I can use these financial services wisely.
Hamilton White
I learned that credit is not necessarily a bad thing. It all depends on how one uses it. If used to buy assets then it is a wise move, but if you overspend on liabilities you will find yourself in a world of debt, which is a poverty habit.
One's credit is likened to their report card or one's reputation so it must be treated with care. The 3 C's of credit are collateral, capacity, and character. I also learned what it means to be a professional. It is not a cultural thing, but a behavior in which you put forth your best assets for the world to see. Anyone can do it.